Car Accident Attorney

Randy W. Ferguson


We can help you in Madison, Morgan, Lawrence and Limestone Counties and the surrounding areas.

Ridesharing has become extremely popular in Alabama the past few years. A Lyft app can assist you in getting a ride to any destination you like with just a few clicks on your phone. Things get interesting though when you are involved in a crash caused by the driver of a Lyft vehicle. When you, your passengers or a pedestrian is injured by a Lyft vehicle, it can be a difficult challenge to determine who is responsible for your damages. Our experienced Huntsville and Decatur Lyft accident lawyers can help you recover compensation for your damages. Call Ferguson & Ferguson today at 256-534-3435 to schedule your free no obligation consultation.

Who Uses Lyft in Alabama?

People across the country use ridesharing apps. While many of these apps started in big cities, you can find them in almost every city in the United States. People use Lyft for the following reasons:

  • Getting to class or school
  • Commuting to or from work
  • Going to concerts and sporting events
  • To get around while on vacation or away from home
  • Going to the mall or stores and run other errands
  • Going out drinking and partying without driving
  • Carrying children and teenagers to events
  • Save money by not owning a car, paying for maintenance or insurance
  • Going go places in big cities where parking is difficult or illegal

Lyft Insurance

Lyft drivers are considered independent contractors. An independent contractor means that the drivers are not technically employees of these companies, and as such, could deny responsibility for accidents that are caused by the drivers. Lyft drivers are required to carry their own car insurance plus liability coverage for Lyft. The ride sharing driver’s car insurance coverage will apply to your injuries if you are a passenger. If the driver has a commercial insurance policy or a personal car insurance policy with a special provision providing insurance coverage while engaged as a ride sharing driver. Most ride sharing drivers probably won’t have a commercial or personal car insurance policy that will cover your injuries. Most personal car insurance policies have a “business use exception” that won’t cover damages and injuries that occur while the insured is acting as a for-profit driver. When there are passengers in their cars, they are covered by a $1 million liability policy and an additional $1 million uninsured motorist policy.

One of the most confusing and frustrating aspects, when involved in a car accident with a Lyft driver, is dealing with their insurance company. That’s why it is important that you consult with an experienced car accident attorney at Ferguson & Ferguson so that they can evaluate your case and determine who is responsible for your damages.

Causes of Auto Accidents

  • Speeding
  • Distracted driving
  • Reckless driving
  • Aggressive driving
  • Failure to maintain vehicle
  • Intoxication
  • Road hazards
  • Health issues

How a Lawyer Can Help

If you or someone you know has been involved in a car accident with a Lyft driver, they should seek legal counsel as soon as possible. Call today at (256)534-3435 to schedule a free, no obligation, confidential case assessment with one of our experienced Lyft accident lawyers. We are here to help.

Huntsville Office Location:
303 Williams Avenue SW
Suite 321
Huntsville, AL 35801

Decatur Office Location:
211 Oak Street Northeast
Decatur, AL 35601

Our auto accident attorneys serve every city and county in the State of Alabama.