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Bridging the Law and Common Sense

Jackie Ferguson Graham, Attorney at Law

Huntsville & Decatur Car Accident Attorneys

We have great compassion for the physical, emotional, and financial problems that our clients suffered, and will do everything possible to get them through their difficult time.


Auto Accident Attorneys in Hartselle, AL

Have you been injured in a car accident in Decatur or Huntsville, Alabama, caused by someone else’s negligence? When you have been seriously injured in a motor vehicle accident, you immediately feel the pressures of paying your personal and medical bills. If you find yourself searching for an “experienced personal injury lawyer near me” or “best car accident attorney near me”, you have come to the right place. We understand your bills are piling up, and the insurance company is giving you the run around. When you have been seriously injured in a car accident, you need to call the law firm Serious accident victims call when they have been injured. We are not an out-of-town billboard law firm that advertises with a local number. We do not do television ads with attorneys that you will never meet.

Best Car Accident Lawyer Near Me

If you have been injured in a car accident, the first moments following the crash can be overwhelming. Expect the coming days and weeks to be stressful and confusing. Usually the bills are piling up, and the insurance company is giving you the run around? After a car accident, your mind may be riddled with questions. We have all the answers.  Are you  looking for the best car accident lawyer (abogado) you can hire? When you have been seriously injured in a car accident, you need to call the top-rated Huntsville car accident attorneys. Randy W. Ferguson is Huntsville’s premier car accident lawyer. We offer no obligation, FREE CONSULTATIONS.  At Ferguson & Ferguson you will never be shoved off to some new associate or paralegal to handle your case. At Ferguson & Ferguson, you are represented by a partner who is local and experienced fighting for the rights of injured victims. When you have been injured, don’t hire an out-of-town or out-of-state attorney who does not know the area, the courts or where you were injured. Hire a local, experienced personal injury attorney with ties to your community. Hire the premier personal injury law firm that seriously injured victims hire in North Alabama. We offer no obligation, FREE CONSULTATIONS. Home and hospital visits are available if you are unable to come to our Decatur office. If you are looking for the best personal injury near me, look no further.Call 256-534-3435 or 256-350-7200. We are here to help.

car accident

Randy Ferguson a Accident accident lawyer

Types of Dramatic Car Accidents

There are numerous types of motor vehicle accidents. Our attorneys have the expertise to handle all types car accidents. Our firm has represented clients who have been involved in the following types of accidents:

  • Rear-end collisions in which one car is struck by another in the back of the vehicle.
  • Head-on collisions in which the front ends of both vehicles collide usually causing serious injuries.
  • Motorcycle accidents usually cause severe injuries or death.
  • Bicycle accidents.
  • Pedestrian accidents usually involve very serious injuries or death.
  • Side impact or T-bone collisions in which one vehicle is struck on either the driver or passenger side of the vehicle.
  • Rollover accidents in which a vehicle flips or rolls over. Often SUVs or trucks.
  • A single-vehicle accident in which a car strikes a ditch, car, tree or other object. Sometimes these accidents are caused by passengers or animals.
  • Multi-car pileup in which three or more vehicles are involved in the accident.
  • Commercial vehicle accidents in which 18 wheelers and other large vehicles strike other vehicles.

Our firm has been handling the most difficult types of motor vehicles accidents for over 30 years. We can get you the compensation you deserve.

Accident Statistics

As one of the most populated areas in Alabama, statistics show there have been tens of thousands of Decatur, Athens, Cullman and  Huntsville motor vehicle crashes in recent years. Distracted driving is dangerous even when phones are not involved, and it is routinely shown to be a significant factor in many accidents. According to the CDC, over 2,800 people were killed in an accident caused by distracted driving, and 400,000 accidents across the country involved this dangerous behavior. Drive Safe Alabama shared the following statistics from 2017 about traffic accidents in Alabama.

  • A traffic crash was reported every 200 seconds.
  • A person was injured in a traffic crash every 11 minutes and 2 seconds.
  • A texting driver is 23 times more likely to get into a crash than a non-texting driver.
  • Most crashes occur in urban areas, while most fatalities occur in rural areas.
  • 50% of all fatal crashes in 2016 occurred at night.
  • According to the National Highway Traffic Safety Administration (NHTSA), between the years of 1979 and 1986, nearly 228,000 people were maimed and killed by car accident fires.
  • The state had a higher 2020 crash fatality rate than the national rate of traffic-related deaths; and
  • Nearly 60 percent of crashes involved people who did not use their safety restraints despite availability;

Alabama Car Insurance

If you are injured in a car crash In Alabama due to the negligence of another driver, you can file a claim against the negligent parties insurance company. In Alabama, anyone who owns and registers a car must purchase car insurance coverage, although many don’t have insurance or cancel it after getting their tags. Policies In Alabama must provide coverage for at least:

  • $25,000/$50,000 in Bodily Injury Protection, and
  • $25,000 in Property Damage Liability.

Insurance companies in Alabama are also required to offer Uninsured/Underinsured Motorist Bodily Injury coverage. Drivers can decline the coverage in writing if they choose. Uninsured/Underinsured is the most important insurance you can buy to protect yourself from uninsured or underinsured drivers. It is cheap to purchase, and may be the difference between getting fair compensation or getting nothing. Alabama is known for having a lot of uninsured drivers. In Alabama you can also stack the coverages of up to three vehicles on a single policy, or unlimited if on separate policies.

Causes of Decatur Car Accidents

According to the National Highway Traffic Safety Administration, there are more than 35,000 fatalities and hundreds of thousands of injuries each year caused by motor vehicle accidents. Thousands are injured each year in car accidents in Athens, Decatur and Huntsville, Alabama. All too often, individuals do not consider the risks of texting, answering the phone, writing or replying to an email, or checking twitter, facebook or instagram while driving. The number one cause of car accidents in Alabama and the U.S. is distracted driving. Whether a driver is using their phone, GPS, eating, drinking, or talking with other passengers while driving, they are risking their lives, their passengers’ lives, and other drivers’ lives. There are various causes of a car crashes including:

  • Driver fatigue: Drowsy driving is also called fatigued driving. It is driving while you are sleepy or tired.
  • Speeding: Almost 1/3 of all fatal car crashes in the U.S. are caused by excessive speeding. Speed limits in Alabama are similar to much of the United States with a minimum of 15 mph in school zones and a maximum of 70 mph on some interstate highways. The speed limit is highly variable in some areas so make sure you check the signs. Here are the general speed limits across the state.School zones 15 mph
    Residential areas 25 mph
    Non-paved county roads 35 mph
    Highways 45-55 mph
    Roadways with 4 or more lanes 65 mph
    Interstate highways 70 mph
  • Weather and road conditions: Fog, ice, floods, snow and heavy winds create driving hazards and limit visibility for safe driving.
  • Driver distractions: Some common distractions are passengers, cell phones, satellite radio, hands-free devices and outside distractions.
  • Drunk Driving: Driving under the influence of drugs or alcohol increases the risk of getting into a car accident. Drunk driving can cause you to become drowsy, have slower reaction times, and to lose focus.
  • Failure to yield: Failure to yield is one of the most common causes of car accidents in the United States.
  • Running red lights and stop signs: People running lights were responsible for 846 deaths in the U.S. in 2018. People often run red lights trying to get through the intersection on a yellow light. They also run lights because they are distracted.
  • Disregarding traffic signs: Drivers often do not pay attention or follow traffic signs.
  • Driving too fast for conditions: Speeding in rain, snow or high traffic often cause accidents.
  • Failure to stay in lane: Not keeping your vehicle in your lane can cause accidents.
  • Failure to watch for motorcycles: Motorcycle accidents are usually caused by drivers not seeing motorcycles in their blind spot or pulling out in front of motorcycles.
  • Failure to yield to pedestrians: Pedestrians have the right of way in crosswalks. Drivers frequently do not see pedestrians or fail to slow for crosswalks.
  • Following to close: Rear end accidents are usually caused by drivers tailgating or following too close.
  • Improper passing: Passing in no passing zones can cause head on collisions.
  • Reckless driving: Speeding, drinking and driving and distracted driving.
  • Wrong way driving: Wrong way driving is going the wrong way down a road or interstate. Drunk drivers, the elderly and people driving on unfamiliar roads often cause wrong way head on collisions.
  • Texting and driving: The most common distracted driving ace caused by texting and driving.
  • Drowsy driving also called fatigue driving.
  • Overweight trucking loads: Improperly loaded trucks or over weight trucks cause eighteen wheeler accidents.
  • Defective vehicle parts: Defective brakes or tires often contribute to car accidents.
  • Hazardous road conditions: Potholes, drop offs and other defects often cause car accidents. You may be able to recover against the construction company or the government agency responsible for maintaining the road.
  • Confusing signs: Confusing signs can cause drivers to go the wrong way.
  • Unsafe roads: Potholes can cause a driver to lose control or damage a vehicle and lead to an accident. Things such roads with limited visibility, and the failure to post proper traffic signs can all be contributing factors to severe motor vehicle collisions.
  • Construction zones: Many accidents in construction zones are caused by speeding.
  • Wet roads: Wet roads reduce your stopping distance and can cause rear end and head on collisions.
  • Road debris: Items dropped on the roads by vehicles can cause vehicles to lose control or damage their vehicle thereby causing a car accident.
  • Icy or snowy roads: Slick roads can lead to drivers losing control.
  • Shoulder drop-offs: Road defects or drop offs can cause a car to lose control or flip over.
  • Aggressive driving: Aggressive driving can manifest in unsafe driving tactics, such as tailgating, excessive lane changes, and speeding.
  • Driving at night: Nearly half of all fatal accident happen at night. Often times drivers are drunk, fatigued or unable to avoid animals or cars that enter their lane of traffic.

Dangerous Roads in Alabama

Accidents can occur anywhere, including parking lots, on the highway, or even in your own driveway. The
most dangerous roads in Alabama include the following:

  • Beltline Road in Decatur, Alabama;
  • Highway 431;
  • 6th Avenue in Decatur, Alabama;
  • Interstate 85;
  • Interstate 20;
  • Interstate 65;
  • University and the Parkway Huntsville;

Responsible Parties in a Alabama Car Accident

If you have been in a car accident in Decatur or Huntsville, you can possibly recover from the following:

  • Truck drivers
  • Trucking companies
  • The driver of your car, if you were a passenger
  • Passengers in your car, if you were the driver
  • Drivers of other passenger cars on the road
  • Motorcyclists
  • Truck drivers
  • Loaders of trucks
  • Trains
  • Bus drivers
  • Transit companies
  • Uber and Lyft drivers
  • Employers of at-fault parties
  • Vehicle manufacturers
  • Bicyclists
  • Pedestrians
  • Road maintenance or contractors
  • Bars or taverns
  • Maintenance companies
  • Drunk drivers
  • Government agencies

What to do After A Decatur AL Car Accident

The following steps are meant to explain the process you can take to resolve your claim, but remember that you will need to adjust the process depending on your  circumstances. After a car accident, you are often confused and unsure of what to say or do. Remember, once you are working with a Huntsville car accident attorney, they will be able to handle these steps for you. Always remain at the scene until you can speak with the other party involved if you can. Never admit you were at fault and do the following:

  • Call 911. If you make the call, be absolutely sure you do not admit fault for the accident.
  • Immediately file an accident report with the police, sheriff or state trooper, if the agency has not done so at the scene. A police report tells what the officer thinks happened in an accident. It tells what the officer saw and learned about the event from the scene, parties and witnesses. It is basically the officer’s opinion based on his investigation. It is not admissable in court. You must do a report to protect yourself. You will also need it to talk to your insurance company Police reports are for accidents that happen on public roads, not private property.
  • Get the name, address, insurance information, vehicle license number and driver’s license number of any and all persons involved in the car accident. Record names, addresses and telephone numbers of all witnesses.<
  • Obtain photographs of the accident scene, all vehicles involved (before repairing) and any visible injuries to the parties involved, such as cuts, bruises, and scars.
  • If you have a dashcam installed by a company like BlackBoxMyCar, recover any footage that documents the accident.
  • Do not discuss the accident or your injuries with anyone, with the exception of your doctor and your attorney.
  • Do not consent to a recorded statement or sign any document without first reviewing it with your attorney. Innocent statements made by you attempting to assist an insurance adjuster can easily be misinterpreted and used to deny or minimize your recovery.
  • Get medical attention at scene. Immediately seek medical attention and tell your doctor the nature and extent of your pain and injury, and how the injury occurred. The most important thing throughout the entire process is getting appropriate medical care, but the additional benefit is that you will generate significant documentation that will help to prove your pain and suffering and injuries from the car crash. Make sure that you are in close contact with your doctor.
  • Track Your Expenses. If you car is written off from an accident, you may have to fork out a lot for a new car, so looking for a used car may be your best option.
    A strong claim clearly outlines the financial impact of your accident. Keep records of your:

    • All medical bills, including doctor’s visits, surgery and therapy,
    • Future medical bills including long term care,
    • mileage driven to all medical providers,
    • rental car expenses,
    • time away from work,
    • and any other expenses your accident has caused.

When you hire Ferguson & Ferguson you do not have to around collecting this information. Our Huntsville and Decatur car accident lawyers are skilled in gathering this information, and will make sure nothing is missing from your report or the information you have collected.

  • Call us immediately so that one of our motor vehicle personal injury lawyers who focuses on helping injury victims of Alabama car accidents recover the compensation you deserve in motor vehicle accident. Don’t wait until after you have filed a claim with the insurance company. Insurance companies are looking for any reason to limit your settlement amount. Insurance adjusters are skilled in handling car accident cases, and are working on behalf of the insurance company, not you. You deserve a local Alabama personal injury attorney to fight for your best interest


Hospitals Serving North Alabama

People who are injured and require emergency care in North Alabama have many choices when it comes to medical care. If you have suffered serious trauma in your auto accidents you will normally be transported to one of the following hospitals. If you are in either hospital recovering from your injuries, we are available 24-7 to discuss your case. In most instances you will receive at least four bills when you are transported to one of these hospitals. The hospital bill, radiology bill, emergency physician bill and the ambulance bill. If necessary, you may receive other treatment and bills from orthopeadic surgeons and other physicians. You may be worried about how you will pay your medical bills and monthly bills. If necessary, we can connect you to companies that do low interest loans to cover your living expenses and medical bills while you recover. Our injury attorneys can help guide you through the process of recovering for your injuries. The hospitals in North Alabama are:

  • Decatur Morgan Hospital – Parkway Campus
    1874 Beltline Rd. S.W.
    Decatur, Alabama
    Phone: (256) 973-2000
  • Decatur Morgan Hospital – Decatur Campus
    1201 7th St. S.E.
    Decatur, Alabama 35601
    Phone: (256) 341-2000
  • Huntsville Hospital
    101 Sivley Rd SW
    Huntsville, Alabama 25801
    Phone: (256) 265-1000
  • Crestwood Medical Center
    One Hospital Drive
    Huntsville, AL 35801
    Phone: (256) 429-4000
  • Athens Limestone Hospital
    700 Market St W
    Athens, AL 35611
    Phone: (256) 233-9292
  • Cullman Regional Medical Center
    1912 AL-157
    Cullman, AL 35058
    Phone: (256) 737-2000
  • Madison Hospital
    8375 Hwy 72 W
    Madison, AL 35758
    Phone: (256) 265-2012

What are the Most Common Car Accident Injuries?

More than half of all accidents in Alabama result in an injury to the driver or his or her passengers. If you or a loved one sustain injuries in a car accident in Alabama, you and your loved ones have a right to be compensated for your injuries. Many of the injuries we see include the following:

  • Burn injuries
  • Catastrophic injuries
  • Broken bones
  • Lacerations
  • Bruising
  • Whiplash
  • Concussion
  • Eye injury
  • Seatbelt injuries
  • Chest injury
  • Degloving injury
  • Spinal cord injury
  • Traumatic brain injury
  • Amputation
  • Paralysis
  • Wrongful death
  • Soft tissue injuries
  • Hip injuries
  • Shoulder injuries
  • Strained ligaments
  • Back muscle sprains
  • Scrapes and Cuts
  • Contusions
  • Broken ribs
  • Internal injuries
  • Jaw injuries
  • Loss of teeth
  • Neck injuries
  • Crushed larynx
  • Crushed trachea
  • Broken neck
  • Pelvic injuries
  • Penetration injuries

Damages You Can Recover

An individual who negligently operates a motor vehicle may be liable for a wide variety of damages that an accident can cause, including but not limited to the following:

  • Disability and Disfigurement
  • Loss of Consortium
  • Medical Bills
  • Lost Wages
  • Mental and Emotional Distress
  • Out of Pocket Expenses
  • Pain and Suffering
  • Property Damage

When it comes to finding the best insurance plan for your vehicle, it is important that you find the best coverage for your needs. It could be beneficial to you that when you’re researching for an insurance company, that you compare deals as you could come away with a cheap quote all whilst having that protection. It’s a win-win.
If you were the victim of a crash, then you could be entitled to even more money – so contact us today. It’s our job to get you the money you’re truly owed.

How Much Money Can I Recover

The amount of money you can recover in a car accident depends on a number of different factors including the following:

  • Cost of your medical treatment
  • Wages you lost because of the accident
  • Pain and suffering
  • How severe are your injuries
  • Future medicals
  • Impairment
  • Scarring and disfigurement
  • Emotional suffering
  • Loss of consortium
  • Insurance of liable party
  • Your own uninsured/underinsured insurance
  • Subrogation

Dealing with Car Insurance Companies

Most people in Alabama pay high premiums for automobile insurance, medical insurance and homeowners insurance. In Alabama, all drivers are required to be insured. That means when somebody is injured in a car accident, there should be sufficient insurance to cover their injuries. Unfortunately, many people do not have insurance and insurance companies are difficult or unwilling to pay what a case is worth after an accident. These insurance companies make billions of dollars and try to deny as many cases as they can, or pay as little as possible to settle claims. When you retain our firm, we will make sure the insurance company pays you the compensation you deserve.

Common reasons for insurance injury denials in Alabama

  • Injury unrelated to accident: Make sure you receive medical treatment as soon as possible after an accident, otherwise insurance may argue your injury is from an unrelated incident.
  • Accident was your fault/contributory negligence: Insurance companies will work to show you were partially at fault for the accident.
  • No coverage: Driver policy canceled or the driver is not a covered driver.
  • Insured not cooperating: Insured must cooperate with their insurance company by providing accident report, giving statment and respond to phone calls.

How Long Do You Have to File a Personal Injury Claim in Alabama?

The law in Alabama allows a person a limited amount of time to file a claim in regard to an accident, making it very important to contact an attorney immediately. In Alabama, there is a general two-year statute of limitations. This means that you have two years from the time of the car accident to file a lawsuit, or your case is gone forever. The statute is different if you are a minor. Even if you think the deadline to file your case might have passed, there may be other ways to extend the deadline. Alabama law requires that all claims against municipalities are filed within six months of an accident. Talk to an attorney as soon as you can to preserve your claim.

Why Hire Car Accident Attorneys Ferguson and Ferguson

The law offices of Ferguson and Ferguson takes pride in giving each client individual and personal attention.

  • We are committed to excellent client service.
  • We care about our clients, and have patience.
  • We identify the party responsible for your injuries.
  • We obtain your medical records and bills.
  • We can help with financial assistance.
  • We will help you get necessary medical treatment.
  • We get your bills paid, reduced and/or eliminated.
  • Free phone consultation 24/7.
  • Free office consultation as late as 7 p.m. and Saturdays.
  • Two locations near you.
  • We answer all our clients calls, or return them promptly.
  • We make sure that our clients understand each step of their case.
  • We have great compassion for the physical, emotional, and financial problems that our clients suffered, and will do everything possible to get them through their difficult time.

Frequently Asked Questions

These are some of our most frequently asked car accident questions:

Do I need a lawyer after a Decatur car accident?

In a car accident case, you are dealing with a team of insurance adjusters and attorneys. There job is to pay you as little as possible. Contact an experienced car accident attorney who will give you a free consultation.

What is contributory negligence?

If you were partially at fault for the accident you cannot recover anything against the other party in the accident. That is Alabama law.

Should I accept a settlement?

If you are injured, you should never accept a settlement from an insurance company before talking to an attorney. Insurance companies try to pay out as little money as possible in every case. An attorney can usually get you a much bigger settlement.

What injuries are most common from car accidents?

People injured in car accidents in Alabama often sustain cuts, broken bones and soft tissue injuries. Other common injuries from car wrecks can include neck injuries, herniated discs, head injuries and brain injuries.

How much does a car accident lawyer cost?

We never charge a fee up front. We only get paid if we win your case. All consultations are free.

How much time do I have after my car accident to file a lawsuit?

Two years in Alabama, unless you are a minor.

What should I do after my accident?

Call the police and do a report. Notify your insurance company. Take pictures of the accident scene and your injuries. Get medical treatment. Call our office.

What if my child was hurt in a car accident?

A child cannot file a claim on their own. You or your lawyer can bring the case on your child’s behalf. If you don’t bring the case now, your child can also wait until they’re eighteen to sue.

I was a passenger in a car accident. Can I recover for my injuries?

It depends. If the driver of your car is at fault, you must get around Alabama guest passenger statute.(wantonness) When another driver hurts you, you cvan recover against the other driver’s insurance in Alabama. If you’ve been hurt in a Alabama car accident, your car accident lawyer can help you determine who the at-fault party is and get compensated.

If I feel fine after a car accident, should I still go to the hospital?

Usually. Sometimes injuries may not be obvious immediately after your Alabama car accident. You may feel fine at first, only to suffer life-altering injuries later. It can also benefit your claim to prove you were seeking medical treatment immediately after the accident.

Can I just settle with my insurance company and avoid a lawsuit?

Most car accident cases in Alabama settle before a lawsuit is even filed. Hiring an experienced local Alabama car accident lawyer can help you get your maximum compensation.

Every insurance company has adjusters, investigators, and attorneys assigned to auto accident claims. Their primary goal is to limit the amount of compensation the insurance company pays to car accident victims like you. Insurance companies are not the friends of injured claimants. Don’t make their job easier by providing them with information that they can use or manipulate to deny your claim. Make sure you have the best Huntsville car accident lawyer you can hire on your side to aggressively protect your interests.

Huntsville and Decatur Alabama Driving Laws

Knowing Alabama’s driving laws will help you stay safe in Huntsville and Decatur. Some of the general Alabama driving rules include:

Blood Alcohol Limits: Alabama law now limits blood alcohol to 0.02% for drivers under 21. The rules allow drivers over 21 a maximum BAC of 0.08%.
Pedestrian Right-of-Way: Pedestrians always have the right of way against vehicles, even if the pedestrians disobey the law. Although pedestrians can be contributorily negligent.
Automotive Right-of-Way: At Alabama intersections, no vehicle has the right of way, except those granted by traffic signals and stop signs.
Emergency Vehicles: You must allow 500 feet between your vehicle and any emergency vehicle. Alabama move over law requires you to move over one lane if an emergency vehicle is in the lane next to you. If you can’t move over you must slow down 15 miles below the speed limit.
Mandatory Seat Belts: Passengers must now wear seat belts in front and back seats. Toddlers and infants must be secured in a child’s safety seat or booster seat.
Parking and Turning: The law in Alabama permits a right turn at red lights as long as you follow any traffic instructions. Making U-turns is legal if you can make them safe while not impeding traffic.
Parking Laws: Generally, parking laws for cities are posted, but beware of parking at curbs painted yellow, red or in front of a bridge.

Free Case Review

Have you been injured in a car accident and need help from an experienced car accident attorney? Our experienced lawyers are here to provide you with a free, no-obligation case consultation at your convenience Making the decision to hire a car accident lawyer is an important choice that takes careful consideration. If you need a car accident lawyer in Huntsville, AL, call or email us today. Our consultations are free. We can visit you or your loved one at a hospital, residence, or workplace. Some car accident lawyers, due to their lack of skill or resources, may not pursue all claims and compensation available to you. If you have been a victim of a car accident, do not hesitate to call our skilled and experienced car accident attorneys in Huntsville, AL for a free assessment of your situation. Call now 256-350-7200.

Decatur Office Location:
211 Oak Street NE
Decatur, AL 35601



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Ferguson & Ferguson

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Randy W. Ferguson


Randy W. Ferguson has dedicated his practice to providing car accident and persoanl injury victims and their families with the highest quality personal service in his quest to make them whole.

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Jackie Ferguson Graham


Jackie Ferguson Graham is a trial attorney who focuses on assisting clients in Decatur, Athens, Scottsboro, Moulton and Huntsville in personal injury, domestic and bankruptcy matters.

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